January Stock Market Bounce Leads To Dangerous “Risk Off” Sales Pitch To Investors

As the stock market stabilizes from the devastating fourth quarter of 2018, investors must be wary of brokers pitching “risk off” trades. First, let’s define “risk-on risk-off.” It refers to changes in investment activity in response to global economic patterns, according to Investopedia. During periods when risk is perceived to be low, investors tend to …

Yield Enhancement Strategy Losses? Call Zamansky, LLC

Investment Fraud Attorneys for Claims Related to Complex Options Strategies, including the UBS “Yield Enhancement Strategy,” and “Iron Condor” Losses When you invest with a brokerage or advisory firm such as UBS Financial Services, Credit Suisse, Merrill Lynch, or Morgan Stanley, there is no shortage of investment options available. When you seek advice from your …

The Leveraged Loan Ticking Time Bomb

In 2008, the subprime mortgage market crashed and led to a severe global recession. History may be repeating itself. The $1.3 trillion leveraged loan market appears ready to threaten the U.S. financial system and investor portfolios. Leveraged loans are made by lending syndicates to speculative companies with junk grade credit. The money is often used to …

Just Say NO To YES

 Once again, Wall Street’s alchemists have concocted an investment product that was sold as safe and secure only to have it blow up in investors’ faces. Certain investment banks, including UBS and Credit Suisse, have cooked up something called a “Yield Enhancement Strategy,” or YES, which is extremely complex and should be used – …

Mnuchin Made Certain We Wouldn’t Get A Santa Rally In 2018

‘Twas the night before Christmas and rather than St. Nick and sugar plumbs, we got Treasury Secretary Steven Mnuchin and lumps of coal. The Dow dropped a whopping  3 % on Christmas Eve. It hasn’t done that since – ahem – 1918! Following the bruising stock selloff, which erased more than 650 points from the Dow, …

Buyer Beware: Potential Problems for Retail Investors in Chinese Stocks

Aside from the tensions surrounding the U.S. – China trade war and the recent arrest of a top executive of Huawei Technologies,  investors may have a  far more ominous issue to contend with in investing in Chinese businesses. U.S. regulators are increasingly worried about getting their hands on the books of publicly traded Chinese companies …

The Corporate Bond Market Is Getting Junkier

No doubt that retail investors’ stomachs are churning from the stock market’s recent gyrations. Now, Mom and Pop investors may also be overcome with indigestion from the flagging corporate bonds in their portfolios. Moody’s Investors Service recently warned that an unprecedented number of corporate credit ratings could be thrown into the junk bond pile, according …

Public Employee Pensions: America’s Ticking Time Bomb

The stock market’s volatility continues to roil and slam retail investors’ portfolios. After last month’s ups and downs, the Dow continued its downward trajectory this week by dropping another 700 points. While many focus on such dramatic plunges, there is a more obscure, almost hidden problem in the financial system: public employee pension funds across …

Government Resources for Individual Investors Concerned About Fraud

As an investor, you expect to deal with market fluctuations, and you understand that your portfolio will experience ups and downs over time. But, one thing you do not expect is to lose your life’s savings to broker or investment advisor fraud. Unfortunately, in today’s world this is a legitimate concern, and individual investors must …