Public Employee Pensions: America’s Ticking Time Bomb

The stock market’s volatility continues to roil and slam retail investors’ portfolios. After last month’s ups and downs, the Dow continued its downward trajectory this week by dropping another 700 points. While many focus on such dramatic plunges, there is a more obscure, almost hidden problem in the financial system: public employee pension funds across …

Government Resources for Individual Investors Concerned About Fraud

As an investor, you expect to deal with market fluctuations, and you understand that your portfolio will experience ups and downs over time. But, one thing you do not expect is to lose your life’s savings to broker or investment advisor fraud. Unfortunately, in today’s world this is a legitimate concern, and individual investors must …

Yet Another Ticking Time Bomb Wall Street Is Selling To Retail Investors

As the stock market skids downward and sees increased volatility, investors should take a close look at their secured loan portfolios. All across Wall Street, securities-based lending is red hot, as The Motley Fool noted. And guess who the target is? You guessed it,  Mom and Pop. Nearly a decade into a bull market, banks …

Former Wells Fargo, Stifel Nicolaus & Co. and Benjamin & Jerold Brokers Among Latest to Be Barred by FINRA

The Financial Industry Regulatory Authority (FINRA) is one of various authorities tasked with promoting transparency and investor safety within the retail investment industry. Specifically, among other roles, FINRA maintains a broker registration system under which all individual brokers and brokerage firms must register before offering their services to individual investors. All registered brokers and brokerage …

For Retail Investors, Market Volatility Means It’s Trick Or Treat Time

The market sell-off last week reminded investors that October can be spooky, and Halloween is still weeks away. From Wednesday to Friday, the S&P 500 hit fresh lows, dropping 5% in hours, with most stock averages down 4% after the rocking and rolling week. Remember, Wall Street traders are particularly nervous in October. Unprecedented drops in the …

Could Bitcoin Be Killed By Those Who Created It?

Bitcoin is around 10 years old, but the future of the cryptocurrency remains uncertain according to a recent Forbes article. According to Forbes, a new report indicates that the financial system that created Bitcoin could end up making the cryptocurrency obsolete. Investors need to be aware of the potential risks of purchasing Bitcoin, including legal …

Broker Faces Fraud Charges Related to Unregistered Cryptocurrency Securities

Since its recent infancy, fraud has plagued the cryptocurrency market. Combine cryptocurrency’s inherent obscurity with the fact that many potential investors do not know much more than what they have read about Bitcoin in headlines, and you get an entire industry that is ripe for abuse. FINRA Targets Alleged Cryptocurrency Securities Fraud Recently, the Financial …